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Who needs the FCMB Visa Credit Card?

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Unsecured Credit Card
Available to employees of selected federal, states,local government and profit /Non-profit organisations whose salaries are domiciled in FCMB such as:

Civil Servants – Police, Army, Navy, Air force, Customs, Civil Defence, Immigration, FRSC, Prisons, Universities, Polytechnics, Ministries, Government Agencies etc.

Employees of Companies - Multinationals, Manufacturing, Construction, Oil & Gas, Engineering, Education, Hospitals etc

Cash Secured Credit Card
Available to both salaried and non-salaried individuals who are willing to secure their credit limit with cash in savings, current and fixed deposit account such as:

Businessmen, Self Employed Customers, Deposit Customers, Traders etc.

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Why Choose the FCMB Visa Credit Card?

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  • No initial Card Issuance Fee
  • No Annual Fees
  • Card valid for 4 years
  • Maximum Credit Limit for Unsecured and Secured Credit Cards are N3.5m and N20m respectively
  • 5% Credit Limit increase annually subject to terms and conditions

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Benefits of the FCMB Visa Credit Card

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  • Convenience
  • Improved cash flow
  • Multipurpose credit card that can be used on ATM, POS and Online
  • Enhanced security and safety of funds (Verified by Visa – Use of I-PIN for online transactions)



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Learn more about credit cards

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Click here for full details and Frequently Asked Questions:

Click here for full details on our credit card bouquet.

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How do I get one?

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Simply fill the fields in the form above and one of our team members will contact you.