Full bouquet

Our Credit Card Bouquet?

“CLASSIC”

 

“GOLD”

Who needs the FCMB Visa Credit Card?

Unsecured Credit Card

Civil Servants – Police, Army, Navy, Airforce, Customs, Civil Defence, Immigration, FRSC, Prisons, Universities, Polytechnics, Ministries, Government Agencies etc

 

Employees of Companies - Multinationals, Manufacturing, Construction, Oil & Gas, Engineering, Education, Hospitals etc

 

Cash Secured Credit Card

Businessmen, Self Employed Customers, Deposit Customers, Traders etc



 

Unsecured Credit Card

Civil Servants – Police, Army, Navy, Airforce, Customs, Civil Defence, Immigration, FRSC, Prisons, Universities, Polytechnics, Ministries, Government Agencies etc

 

Employees of Companies - Multinationals, Manufacturing, Construction, Oil & Gas, Engineering, Education, Hospitals etc

 

Cash Secured Credit Card

  • Businessmen, Self Employed Customers, Deposit Customers, Traders etc

 

 

 

 

 Why Choose the FCMB Visa Credit Card?

  • No initial Card Issuance Fee
  • No Annual Fees
  • Card Plastic expires in 4years
  • Maximum Credit Limit for Unsecured and Secured Credit Cards are N3.5m and N20m respectively
  • 5% Credit Limit increase annually subject to terms and conditions

 

  • No initial Card Issuance Fee
  • No Annual Fees
  • Card Plastic expires in 4years
  • Maximum Credit Limit for Unsecured and Secured Credit Cards are N3.5m and N20m respectively
  • 5% Credit Limit increase annually subject to terms and conditions

 Online Transaction Fee

  •  No online transaction fee

 

  •  No online transaction fee

 

 

 

 

 Security

  • Chip & Pin
  • EMV compliant
  • Verified by Visa

 

  •   Chip & Pin
  • EMV compliant
  • Verified by Visa

 

 

 

 

 Monthly Interest Rate

  •  3% per month

 

  •  3% per month

 Interest Free Period

  •  Up to 40 days

 

  •  Up to 40 days

 Pricing

Features

Classic

Gold

Card Issuance Fee 

Free

Free

Supplementary card Issuance Fee

N500

N500

Monthly maintenance fee (primary card)

N50

N50

Monthly maintenance fee (Supplementary card)

N50

N50

Card Reissuance Fee

N500

N750

PIN Reissuance Fee

N150

N150

Card Replacement Fee

N500

N750

Cash Withdrawal Fee (FCMB)

N100

N100

Cash Withdrawal Fee (Int’l)

N240

N240

Cash Withdrawal Fee (Other Banks)

N250

N250

Interest Rate

3.0%

3.0%

Late Payment Fee

N 2,000

N 2,000

Over Limit Fee (per event)

3% of Excess Amount

3% of Excess Amount

Statement Fee

Free

Free

Verified by Visa (Optional Security feature)

Free

Free

 

 

 

 
   

How do I get one?

Simply fill the fields in the form above and one of our team members will contact you.