Our Credit Card Bouquet?

“CLASSIC”

“GOLD”

Who needs the FCMB Visa Credit Card?

  • Civil Servants
  • Engineers
  • Bank Workers, etc.
  • Oil Workers
  • Multinationals
  • Business Owners, etc.

 Why Choose the FCMB Visa Credit Card?

  • No Annual Fees
  • No Initial card issuance fee 
  • Card will be renewed automatically after expiry date 
  • Opportunity to spend in any currency worldwide and settle in Naira
  • Credit Limit of up to N999,999.99
  • No Annual Fees
  • No Initial card issuance fee 
  • Card will be renewed automatically after expiry date 
  • Opportunity to spend in any currency worldwide and settle in Naira
  • Credit Limit of up to N3,500,000

 Online Transaction Fee

  •  No online transaction fee
  •  No online transaction fee

 Security

  • Chip & Pin 
  • EMV compliant
  • Verified by Visa
  • Chip & Pin 
  • EMV compliant
  • Verified by Visa

 Interest Rate

  •  3% per month
  •  3% per month

 Interest Free Period

  •  Up to 40 days
  •  Up to 40 days

 Additional Benefits

  • Concierge Service
  • Travel Accident Insurance
  • 24 hours customer service
  • Emergency Cash Advance
  • Emergency temporary card replacement
  • Concierge Service
  • Travel Accident Insurance
  • 24 hours customer service
  • Emergency Cash Advance
  • Emergency temporary card replacement
  • 15% additional discount off rate on Hotel Club
  • 24 hours medical & legal services when abroad

 Pricing

Features

Classic

Gold

Card Issuance Fee 

Free

Free

Supplementary card Issuance Fee

N500

N500

Monthly maintenance fee 

N200

N250

Supplementary Maintenance Fee

N150

N200

Card Reissuance Fee

N500

N750

PIN Reissuance Fee

N150

N150

Card Replacement Fee

N500

N750

Cash Withdrawal Fee (FCMB)

N100

N100

Cash Withdrawal Fee (Int’l)

N240

N240

Cash Withdrawal Fee (Other Banks)

N250

N250

Interest Rate

3% Monthly on outstanding balance

Late Payment Fee

N 2,000

N 2,000

Over Limit Fee (per event)

3% of Excess Amount

3% of Excess Amount

Statement Fee

Free

Free

Verified by Visa (Optional Security feature)

Free

Free

 

 

 

 
   

How do I get one?

  •  Domicile your salary with us
  • Complete an application form
  • Submit at any FCMB branch

Click for full details and FAQ