What is FCMB Non-Resident Nigerian Banking?

 It is a service designed for Nigerians living outside Nigeria to access banking services in Nigeria from abroad. It provides investment opportunities in Nigeria among other benefits.


Who is eligible for this service?

Any Nigerian that resides outside Nigeria.

Can I open a business account since I run a small business abroad?

No. The service is available only for individuals.

What type of accounts can I open?

You can open Current, Savings and Domiciliary accounts.

What do I require to open an account?

In addition to a completed application form, you require the following:

Proof of identity:

  • Notarised copy of international passport showing the bio data page and valid stay documentation (Visa or Work/Resident permit) pages.

Proof of address:

  • Notarised copy of utility bill or bank statement. This must have a physical address not P.O. Box and issued within the last three months.
  • A scanned passport photograph
  • A scanned copy of your signature

Do I have to get a Notary Public to certify my documents?

Yes, you can also certify documents at Nigerian Embassies or your local bank.

How do I manage my account while I am abroad?

You can securely view/operate your account from your phone (FCMBMobile and FCMBOnline App) and the internet (FCMB Online Personal version). You can also get a debit card to carry out transactions using the account from any country.

How do I get a debit card?

You will be contacted once your account is opened. Alternatively, you can always send your request to customerservice@fcmb.com

What should I do as I have completed the application form but yet to receive my account Number?

Please call our 24/7 Contact Centre on 012798800 or send an email to  customerservice@fcmb.com

Do I need a token to conclude any transfer on internet banking?

No. However, you can request for a token if desired. We also have a mobile token app that can be downloaded on your phone.

How can I transfer money into my account?

You can fund your account using any of the following methods:

  • Direct funds transfer from your account abroad into the FCMB account. (Details of the bank’s correspondent bank will be sent to you).
  • Direct credit (cash or cheque) into your account at any branch of the bank in Nigeria.
  • You can visit any MoneyGram agent or other accredited Money Transfer operator in your country to transfer funds into your account.

Who should I contact if I have any other questions?

For more information on our products and services, please call our 24/7 Contact Centre on 012798800. Alternatively send an email to  customerservice@fcmb.com

Will my account be opened if I do not have/provide my BVN when filling out an application?

Yes, but you will have to visit any of the accredited BVN centres to register for yours. 

I already have an FCMB account. Can I still open another account?

Yes existing customers can open other accounts

How long is my OTP valid for without use?

An OTP is valid for 7 days and can only be used once

I can’t find my OTP. Can I request for another one?

Yes, simply provide your email address when prompted and click Get New OTP

>Do I have to begin a fresh application if the system times out or if I am unable to complete the application at my first attempt?

No, your application data will be saved so that you can continue from where you stopped the previous time.

BVN Information

Please see the list of addresses where you can register or call our 24/7 Contact Centre for other options.
 The Central Bank of Nigeria has extended BVN registration for Nigerians in the Diaspora to December 31,2016.



OIS Services: 56-57, Fleet Street, City of London EC4Y 1JU
Operational Hours: Monday to Friday (10:00am - 4:00pm)  

OIS Services: The Peepul Centre, Orchardson Avenue Leicester LE4 6DP. ,
Operational Hours: Monday to Friday (10:00am - 4:00pm)  

VFS Global, 1st floor, 18-22 Mosley Street, Manchester M2 3AG, United Kingdom.
Operational Hours: Monday to Friday (9:00am - 4:00pm) 

60-62 Margaret Street, London W1W8TF United Kingdom 



OIS Services: 11900 Park Lawn drive, Suite 160, Rockville, MD, 20852 Washington 

OIS Services: Suite 204, 918 Holcomb Bridge Roswell, Atlanta GA 30076 

Los Angeles: OIS Services: 11001South Broadway Los Angeles, CA 90061 Fees: $45 enrolment fee. Payment method: Money order in favour of Online Integrated Solutions Inc. 
Operational Hours: Monday to Friday (9:00am - 4:00pm) 

Houston – OIS Services: Suite 745, 9894 Bissonnet Street, Houston, TX 770360. (Opens Monday to Friday by 9 a.m. – 4 p.m.). 

San Francisco – VFS Global : 50 California Street, Suite 1500 San Francisco, CA 94111

Houston – OIS Services: Suite 745, 9894 Bissonnet Street, Houston, TX 770360. (Opens Monday to Friday by 9 a.m. – 4 p.m.). 


OIS Services: 2907 Platinum Tower Cluster 1, Jumeirah Lake Towers, Dubai


OIS Services: No. 6 Bolton Road, Parkwood RoseBank, Johannesburg, SA

VFS Global, 47 Strand Street, 5th Floor Office 504, Cape Town, Western Cape.




OIS Services: Unit 1, Suite 1801, Kun Sha Building, 16XIN Yuan Li Street, Chaoyang District, Beijing, PRC 

OIS Services: Room 2025, 22/F, Catic Building, 212 Jiangning Road, Jing’an District, Shanghai PRC  

OIS Services: Unit 27/28, 41st Floor, R&F To-Win Building, 30 Huaxia Road, Tianhe Road, Guangzhou, PRC 


OIS Services: Plot Number 4, Ground Floor, Institutional Area, Malcha Marg, Chanakyapuri, New Delhi 110021, India 


VFS Global: Toronto- Unit 701 – 1235 Bay Street, Toronto, ON, M5R 3K4, Canada

OIS Services: Oceanic Plaza, 1066West Hastings Street, Suite 2000, Vancouver BC, V6E 3X2  

VFS Global (BVN Enrollment Centre), 1066 West Hastings street, Oceanic Plaza, 20th Floor, Vancouver, BC, V6E 3X2 Fee: CAN$ 60 - Bank draft should be favoring “VF Services Canada Inc. Time: 09:00 to 16:00 (Tuesdays and Thursdays), 13:30 to 16:00 (Fridays) Contact: ,  +1 647 963 3735


OIS Services: Rome- S.R.L., 169, Via dei Gracchi, 2nd floor, 00192 Rome, Italy. Time: Monday to Friday (9 a.m. – 4 p.m.). 


Sao Paulo – VFS Global (BVN Enrollment Centre), Avenida das Nações Unidas, No 12.551, World Trade Center São Paulo, 17th floor, room 1704B. Brooklin Paulista São Paulo – SP. Brazil. 


OIS Services: Address: 173 Avenue Victor Hugo, 75116 Paris 
Opening times: Monday to Friday - 9.00am - 5.00pm (Last intake will be at 4.00pm) (appointment only) 
Fee: €40.00 (mode of payment is cash)  


OIS Services: 85 Jalan Ampang Hilir, 55000 Kuala Lumpur. Malaysia 


Melborne -VFS Global, Suite 4, Level 12, 55 Swanston Street, Melbourne Victoria - 3000 Australia 
Open 9am – 3pm from Jan 11- Jan 22. 
Helpline: +612 9252 1152 (applicable for other locations in Australia).  

Brisbane VFS Global, Level 8, Joint Visa Application Centre, 87 Wickham Terrace, Spring Hill, Brisbane, QLD – 4004  

Perth VFS Global, Level 3, 267 St. George’s Terrace, Perth, WA – 6000


VFS Global, Al Etimad Visa Centre - TasHeel Commercial Plaza, Ground Floor - Suwaid Bin Sakher Street, Off Jundub Bin Kaab Street, Al Mohammadiyah District 1, Jeddah 
Fee: SAR 180 payable by cash at the enrollment Center 
Operating Hours: 9am to 4pm (Sunday to Thursday), 10am to 2pm on Saturdays 
Email ID: BVNInfoSaudiArabia@Vfsglobal.com 
Phone No: +966 920011494 

VFS Global, Dove Plaza (Hyper Panda), Umm Al Hamam Street, Riyadh  

VFS Global, Ground Floor, Unified Visa Application Centre, King Faisal Road, Al Rakah Al Janubiyah Dist, Al Khobar 
(same fees, opening hours, contact details and cost above apply to all centers in Saudi Arabia)


VFS Global: 60 Kyrylivska Street, 04080, Kiev, Ukraine 
Open 8:30 am – 3:30 pm Monday - Friday