Toyin joined the Bank with 26 years of experience, the most recent being the position of Acting Chief Risk Officer at Sterling Bank. She started her career as an auditor with KPMG, moved to Abacus Merchant Bank, Magnum Trust Bank and later Sterling Bank. She has also occupied positions in domestic operations, internal audit, business development, financial control as well as different enterprise risk management roles in the industry.
Toyin is an Accounting graduate of the Obafemi Awolowo University, and a fellow of the Institute of Chartered Accountants of Nigeria. She is the Chief Risk Officer of the Bank overseeing Risk Policy & Credit Administration, Market & Operational Risk, Underwriting, Monitoring & MIS.