What is FCMB Non-Resident Nigerian Banking?

It is a service designed for Nigerians living outside Nigeria to access banking services in Nigeria from abroad. It provides investment opportunities in Nigeria among other benefits.

Who is eligible for this service?

Any Nigerian that resides outside Nigeria.

Can I open a business account since I run a small business abroad?

No. The service is available only for individuals.

What type of accounts can I open?

An FCMB Savings account.

What should I do as I have completed the application form but yet to receive my account Number?

Please call our 24/7 Contact Centre on 012798800 or send an email to customerservice@fcmb.com

What do I require to open an account?

A scanned copy of your signature and passport photograph. Kid’s passport and birth certificate will be required if opening account for a minor.

Do I have to get a Notary Public to certify my documents?

Yes, you can also certify documents at Nigerian Embassies or your local bank.

How do I manage my account while I am abroad?

You can securely view/operate your account from the FCMBMobile plusApp  and the internet (FCMB Online Personal version). You can also get a debit card to carry out transactions using the account from any country.

Our dedicated helpdesk will also attend to all your needs.

How do I get a debit card?

You will be contacted once your account is opened. Alternatively, you can always send your request to customerservice@fcmb.com


How can I transfer money into my account?

You can fund your account using any of the following methods:

  • Direct funds transfer from your account abroad into the FCMB account. (Details of the bank’s correspondent bank will be sent to you)
  • Direct credit (cash or cheque) into your account at any branch of the bank in Nigeria.
  • You can visit any Western Union/MoneyGram agent or other accredited Money Transfer operator in your country to transfer funds into your account.

Do I need a token to conclude any transfer on internet banking?

  • No. However, you can request for a token if desired. We also have a mobile token app that can be downloaded on your phone.

Will my account be opened if I do not have/provide my BVN when filling out an application?

Yes, it will be opened and you will receive your account number instantly, but the account will not be fully operational until you provide your BVN. You can always contact us to provide your BVN if you are already registered or register for the BVN if you have not done this before.

I already have an FCMB account. Can I still open another account?

You can open only one account for yourself on the online account opening platform.

Please contact us to open additional accounts.

How do I get my BVN

As a Nigerian living abroad, You can get your BVN done at any of the centres  listed here with the following documents:·

  •  A valid means of identification e.g. Current International Passport, Driver’s License/National ID Card.
  • One recent passport photograph

This enrolment process is done only once and your BVN is linked to all your Bank Accounts across all Nigerian Banks.

The BVN solution is an initiative of the Central Bank of Nigeria to ensure accountability, protect Bank Customers’ Account from unauthorized access, reduce exposure to fraud, check identity theft, enhance credit advancement to Bank Customers, and also encourage Financial Inclusion.


Who should I contact if I have any other questions?

For more information on our products and services, please call our 24/7 Contact Centre on 012798800. Alternatively send an email to customerservice@fcmb.com