FCMB FastCash is a convenient, paperless credit facility with no collateral required for your emergencies and urgent needs. It is an instant loan, and you can apply via the mobile app or USSD code *329*11#”


  • Instant access to funds
  • Up to N200,000 loan amount
  • No paperwork required, just apply through the mobile app or *329*11#.
  • No collateral needed
  • Interest rate for salaried is 8% while non-salaried is 15% upfront charge
  • 30 days tenors for new customers
  • Up to 90 days clean up cycle for returning customers
  • Customer can apply as many times in a year as s/he is qualified.


This offer is currently open to FCMB customers only. To access our loan, kindly open an account on the FCMB New Mobile, Account Opening Portal or Dial *329#

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