The FCMB Business Account is a cost effective current account that comes with a debit card for your local payments.

You can now manage your company’s financials even better and enjoy the following benefits:

  • Business Debit Card: This can be used on any ATM or POS for your local payments with the option of applying for supplementary cards for your staff if required.
  • FCMB Mobile and Internet banking: Whether at home, work or on the go, this account provides helpful and reliable ways to access your finances. You can transact at anytime of the day with the flexibility to add more than one internet user.
  • Loan Facility: This account gives you access to loan & overdraft facility (upon approval)
  • Minimum opening balance: N25,000
  • Minimum operating balance of N5,000
  • Zero Account Maintenance Fee up to N40million debit turnover
  • Flexible, affordable and transparent pricing grid based on debit turnover



N0 – N875,000


Greater than N875,000 – N4m


Greater than N4m –  N12m


Greater than N12m – N40m


Greater than N40m

N6,350 + N1/mille Account Maintenance Fee on excess over N40m