Features and Benefits

• Account opening balance of N100,000, with no minimum operating balance
• Allows third party over-the-counter withdrawals
• Higher interest rate of 3.3%** on savings, when you maintain an average daily balance of N100,000 (otherwise, interest rate reverts to standard savings interest rate)
• Lodge clearing instruments, including dividend warrants
• Zero Account Maintenance, Service or Intersol charges
• Platinum and Gold Debit cards give you access to over 9,000 ATMs nationwide and higher withdrawal limit of up to N200,000 per day (on FCMB ATMs only)
• Free personalized cheque book for over-the-counter withdrawals
• Free monthly E-Statements (paper statements available on request)
• Four free domestic bank drafts or manager’s cheques allowed on the account per month
• Unlimited withdrawals allowed. However, more than three (3) withdrawals in a month will lead to forfeiture of interest for that month
• Can be operated as an individual or  joint account

 What do I require to open a Premium Current Account?

• Minimum age is 18 years
• Two (2) satisfactory references if you are a new customer
• Proof of identification such as International Passport, Driver’s License, National ID card or Voters Card
• A copy of a receipt from any public utilities or private telephone operator, dated no later than three (3) months
• One (1) passport photograph of each authorized signatory
• For non-Nigerian applicants, a copy of Resident or Work Permit.