The FCMB Naira MasterCard and VISA Card is a Naira denominated debit card which   can be used for ATM cash withdrawals, Bills payments and purchases/payments for goods and services via POS terminals and Online anywhere in the world.

It is accepted both locally and internationally. The FCMB Naira Debit card is linked online, real-time to your Current or Savings account. Therefore, issued to only customers of the Bank.


  • Mastercard Standard (NGN)
  • Visa Classic Card (NGN)
  • Master Classic Card (USD)
  • Mastercard Class (GBP)


Acceptability: The FCMB Naira MasterCard is acceptable globally in over 210 countries, a payment solution used for making cash withdrawals, purchases and payments of goods and services in Nigeria and abroad across all channels (ATM, POS, Online)

Convenience:  With your FCMB international cards, you can shop online from websites such as Jumia, Amazon, AliExpress, MyUS etc. and get them delivered at your door step. You can pay school fees, bills (subscriptions, internet connections etc.) and pay your visa fees from the comfort of your homes and offices.

Safety: The Debit Card has security features such as Chip and PIN technology which guards against unauthorized transactions. The card also uses an additional verification feature for web (online) transactions such as the SecureCode, Verified by VISA etc.

Accessibility: FCMB Debit cards are issued instantly at various FCMB Branches nationwide. It provides you online, realtime access to your Current or Savings account.

*Card is valid for 3 years.




Local ATM daily withdrawals


Local POS & Online daily transactions


International ATM, POS & Online monthly transactions