(if you don’t have an account click here to open one in four minutes)


  1. What is FCMB SME Quick Loan?
  2. FCMB SME Quick Loan is a convenient and easy proposition that gives eligible traders access to credit of up to 5 million naira within 48 hours, with no collateral required. Customers get a decision on loan application within 5 secs of applying and money in your account in less than 48hrs, subject to credit check and appraisal of their business.

  3. How do I apply for this loan?
  4. Simply:

  5. I have a Business account with FCMB, but I do not use either FCMBOnline (Business Version) or FCMB Business App
  6. Kindly register for FCMBOnline (Business Version) by clicking this link .For FCMB Business App, click here. Once registered, you can continue your application.

  7. I do not have an account with FCMB, can I still apply?
  8. Only FCMB Business Banking customers who have maintained a relationship with the Bank for at least 6 months are eligible for this offer.

    If you do not have an FCMB account, please click here or visit our nearest branch to open one and start enjoying the following benefits for the first three months:

  9. How do I know if I can apply?
  10. for you to apply, you must meet the below minimum conditions:

  11. How much can I get?
  12. You may be able to get a maximum of N5,000,000 depending on your history of transactions with us.

  13. When can I pay back this loan?
  14. You have three options. You can pay back in 30, 60 or 90 days depending on your business cycle.

  15. What’s the interest rate?
  16. The interest rate is 2.5% monthly which is equivalent to 30% per annum.