Deprecated: Constant E_STRICT is deprecated in F:\www\www.fcmb.com\driving-inclusion\system\core\Exceptions.php on line 75

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_URI::$config is deprecated

Filename: core/URI.php

Line Number: 101

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Router::$uri is deprecated

Filename: core/Router.php

Line Number: 127

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$benchmark is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$hooks is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$config is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$log is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$utf8 is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$uri is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$exceptions is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$router is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$output is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$security is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$input is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$lang is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$load is deprecated

Filename: core/Controller.php

Line Number: 78

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 132

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 290

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 164

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 233

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 313

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 354

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 289

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 314

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 315

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 316

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 317

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 375

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 110

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_start(): Session cannot be started after headers have already been sent

Filename: Session/Session.php

Line Number: 143

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$session is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$benchmark is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$hooks is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$config is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$log is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$utf8 is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$uri is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$exceptions is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$router is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$output is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$security is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$input is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$lang is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$load is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$session is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: F:\www\www.fcmb.com\driving-inclusion\application\controllers\Home.php
Line: 124
Function: view

File: F:\www\www.fcmb.com\driving-inclusion\index.php
Line: 315
Function: require_once

Resources

Our Testimonies

According to the World Bank Group, financial inclusion means that individuals and businesses have access to useful and affordable financial services that meet their needs. These services could be; transactions, payments, savings, credit and insurance, etc. that are delivered in a responsible and sustainable way. Globally, financial inclusion remains an important tool in driving economic development and addressing critical issues such as poverty eradication and unemployment.

Over the years, FCMB has deployed various strategies to reach Nigeria’s unbanked population and create the right value to foster financial inclusion. FCMB MicroFinance Business is a fallout of one of such strategies and exists to promote financial inclusion among the unbanked, underbanked and low-income segments.

FCMB MicroFinance Business has the necessary structures in place to assist individuals with the potential to do daily business and earn an income to support their families. So, whether you are a low-income earner, unemployed or without a financial footprint, our sustainable growth opportunities will provide you with all you need.

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2nd March 2022

FCMB SME Supports Nigeria’s Economy.

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2nd March 2022

FCMB’s Story: Developing Nigeria’s Agricultural Sector

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18th July 2022

FCMB Expanding Financial Inclusion.

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