FCMB EasyPay is a payment method that allows your customers to make payments without the need to swipe their payment cards. Instead, they simply tap their contactless-enabled payment card or device on a contactless-enabled reader. It is fast, secure and convenient. It enables you to easily accept electronic payments by turning a mobile device into a point-of-sale device. It an optimal solution for SMEs that do not accept card payments and can be integrated with merchants’ existing cash register solutions.

FCMB mPOS/POS is a collection device that facilitates exchange of value between cardholders and merchants. Transactions on this device are carried out with Debit/Credit cards. A payer or buyer can credit a merchant through his/her card. 

The FCMB mPOS/POS terminal accepts all cards variance issued in and outside Nigeria from cardholders of all the banks such as Verve, VISA and MasterCard. International card acceptance is however activated strictly on merchant’s request.

Our POS can be used to perform variety of basic banking & financial transactions in addition to purchase, some of which include:

• Cash Back services
• Pre-Authorization service
• Air time recharge
• Bill payment (PHCN, DSTV, etc.)
• Payment Reversal option
• End of Day transaction report
• Instant confirmation of payment via CTMS platform
• Accepts all variance of debit cards of all participating banks in Nigeria

Prompt settlement of funds within T+1 for local cards and T+2 for international cards

Tired of incurring extra charges when customers deposit large sums of cash into your account?

FCMB BillsCollect & e-BillsPay are account-based, online, real-time collection platforms which support large collections into the account of a Biller/Merchant. They ensure instant credit of payments and collections on behalf of Billers/merchants onboarded on the platform.

These solutions bring you the simplest, most convenient cash payment and receiving platform for your business as they support the collection of Fees, Levies, Contributions, Subscriptions, etc.

Visit the nearest FCMB branch to sign up

As an SME, you can receive payment directly into your bank account from various platforms with Paystack. Payers can pay with their debit card, credit card or bank account. Payment link can be integrated to your website or you can also create the link and send them through email, Whatsapp, Facebook, Twitter, Instagram etc to your payers. 

Onboarding for this solution comes at zero cost.

Some other benefits are:

• Payers can set standing orders and reminders
• Transaction is real time
• Transactions success rate better when compared to other Payment Gateways
• Send electronic invoices to your payers or debtors
• No paper work required

To sign up for this solution, please click here.

The Nigeria Quick Response Code (NQR), powered by NIBSS, is an online real-time payments and collections platform that supports collections for merchants such that customers make payments for goods and services in a secure, flexible, and seamless manner. This process will enable merchants enjoy stress free, error free collections from their customers in a timely fashion.

How it works

• Merchant displays the generated NQR Code at their desired location
• Customers select the NQR option on their banks mobile application and scan the displayed NQR Code to make payment to the biller.
• Payment notification is sent to merchant and customer once transaction is completed instantly.

You can get started in any of the 3 ways below:

• Merchant can be onboarded at any of our branches
• Merchant can also process via the NQR Merchant app which is available on the android play-store.
• Merchant can also fill the form on this page.

FERN Payment Gateway

Conveniently accept payments securely with multiple options into your bank account, also control your finances, and track transactions real-time at little processing cost. This service can be integrated into your website, or you can also create a payment link that can be shared via various digital means.

This service would provide convenience to your consumers, as payments are prompt, reliable and available round the clock.

Some other benefits are:

• Seamless onboarding process, with no cost.
• Enjoy international and domestic card payment acceptance.
• Reporting portal with transaction analytics and customer behavior insights.
• Send electronic invoices to your payers or debtors.
• APIs & integration capabilities.
• Excellent customer service & support.

To get started with FERN Payment Gateway, please click here.