FCMB Refer & Win is Back - Bigger and Better Rewards!

Spread the word and get rewarded together! You and your friends can now enjoy benefits when you join the FCMB Refer & Win promo.

Here's how to win:

  • Be a referrer : Get five (5) friends to open an FCMB account on the mobile app and ensure the account is funded with at least N1,000.
  • Share the code : Ensure they use your full account number as the referral code during sign-up.
  • Reap the reward : For each friend who successfully opens an account using your code, you both win.

Here's what you get:

  • You : Enjoy 5,000 paid to your account after your 5 friends sign-up and set up profile on the FCMB Mobile App
  • Your friends : Get 20% off their first airtime purchase on the FCMB Mobile App.

Remember your referrals only count when your friends complete their profile setup after using your code.

This promo is for new FCMB accounts opened through the Mobile App only.

You can also access a loan of up to N200, 000 without collateral, as an FCMB account holder. Learn more here.

When do I receive my N5k?.

Payment will only be made upon completion of 5 referrals above.

What if my friend opens an account without putting my account number?

Only account(s) opened with your referral id will count for you. Ensure your referral code is inputted during the process.

How do my referred friends win?

The referred friends can get 20% Airtime Bonus upon successful airtime purchase on Mobile App, after account creation.

Can I open Additional Account via mobile app as an Existing Customer?

No. This is for New to Bank Customers.

What do I need to open Account On App?

BVN , Personal Information, Signature & Photograph

What type of account do I get through the Mobile App?

Tier 1 Account that is upgradeable.

Do I get any default Limit upon successful Account opening?

Default Limit of N50,000

Who can I engage when issues occur?

Send a mail to: customerservice@fcmb.com

T&Cs apply*