Intervention Funds 

What we can offer 


Central Bank of Nigeria (CBN) 

We can help you access Intervention funds from CBN such as the N100billion Health sector Covid-19 Intervention; the N1Trillion Covid-19 Intervention; Micro, Small, Medium Enterprises Development Fund (MSMEDF), Commercial Agric Credit Scheme (CACS), Real Sector Support Facility (RSSF); CIFI; etc. faster to meet your urgent business needs.

SSingle digit interest rate of up to 5% (this is 5% up until March 2021, thereafter, reverts to 9%)

Bank of Industry (BOI) 

We can help you access Intervention funds from BOI for your day to day business operations and acquisition of assets by directly applying to us

Low interest rate of up to 14%. Quick access and availability

Development Bank of Nigeria (DBN) 

FCMB can on-lend SMEs in the following business segments trade and commerce; manufacturing ; agriculture; oil and gas; transportation; education; construction; professional and other services; hospitality; health and social work; admin and support service; and information and technology DBN funds to grow their businesses and ensure development.

•The loan repayment tenure is flexible (up to 10 years with a moratorium period of up to 18 months).  The pricing is competitive and the time to serve is very short.

• 1 to 3 years tenor = 12% 

(up to 6 to 18 months moratorium allowed)

• 4 to 6 years = 14% 

(up to 6 to 18 months moratorium allowed)

• 7 to 10 years = 16% 

(up to 6 to 18 months moratorium allowed)


Risk Sharing Structure (RSS) is in place just in case you do not have adequate security.


• Up to a year roll over (Working capital structure) available

• Up to a year moratorium on principal (Term loan and Refinancing facility) available


How To Apply

Formal request letter is to be submitted to the Relationship Manager at the nearest FCMB Branch or send an e-mail to