Classic Current Account

Features and Benefits
  • Account opening balance of N10,000, with zero minimum operating balance
  • Debit card (Mastercard, Visa or Verve) gives you access to over 9,000 ATMs nationwide, as well as Bank your way with Mobile Banking, Internet Banking and in branch
  • Personalized cheque book
  • Bill payments and standing instructions
  • Email and SMS alerts
  • Free monthly E-Statements (paper statements available on request)
  • Monthly Service Charge of N105 only



This hybrid current account does not pay interest rate, but gives you the flexibility to issue cheques to other people.

 Features and Benefits

  • Account opening balance of N100, 000, with no minimum operating balance
  • Maintain a minimum average monthly balance of N100,000 and enjoy Zero Account Maintenance, Service or Intersol charges (otherwise withdrawals are charged at N1/Mille)
  • • Gold Debit card (Mastercard, Visa or Verve) gives you access to over 9,000 ATMs nationwide and higher withdrawal limit of up to N200,000 per day (on FCMB ATMs only)
  • One (1) free personalized cheque book


The FCMB Personal Business (Current) Account is designed solely for individuals who are not willing to pay account maintenance but would not mind a fixed flat fee per month. 

Why choose the Personal Business Account?

  • Opening balance is N5,000
  • Account can be operated as either an individual or a joint account
  • Maximum monthly fee is N1,500 only, irrespective of credit turnover

Domiciliary Current Account

The FCMB Domiciliary current account allows customers to maintain account in foreign currencies. It is designed to enable customers conveniently carry out foreign currency transactions irrespective of where they are.