SALARY PLUS LOAN is a credit scheme available to salary account holders. Through this scheme, our qualified customers can access either short or medium term funding to satisfy their personal financial needs.


  • Borrow N180,000.00 to N5,000,000.00
  • Pay over 12 to 60 months
  • Very competitive rates
  • Pricing is based on employer rating



  • No collaterals required
  • Easy access to funds to meet your financial needs
  • No equity contribution
  • Customers can apply for this loan in any branch of FCMB
  • Online application for a Top Up on existing loan
  • Speed - Quick Turn Around Time
  • Access to repayment Holiday to allow for financial planning
  • Convenient Terms of Payment


  • Confirmed employee of FCMB rated companies. (The list of rated companies is available in our branches nationwide)
  • Salary domiciliation during the tenor of the loan.
  • Minimum net monthly income of N18,000.00
  • Employee must receive at least 1 salary payment in FCMB prior to the loan disbursement.

Visit any branch of FCMB for documentation requirement