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With the FCMB Easy Account, you do not need to visit the bank or have data. Simply open a bank account with your phone number – no document required! This product answers the needs of everyone, particularly the unbanked segment in Nigeria
Features and Benefits
What do I require to open an Easy Account?
How to open an FCMB Easy Account
No opening balance is required. No document and BVN is required.
How to pay money into your FCMB Easy account
How to withdraw money from your account
Q: How do I get my debit card?
A: You can pick up your debit card from any FCMB branch
Q: Is this account different from a regular Bank account?
A: No, it is not different. This is the same as your regular account and has same features.
Q: How do I withdraw and deposit money in my Easy account?
A: You can deposit and withdraw money from any branch, FCMB agent or any other agent just like your regular account. Also, withdrawals can be made from any ATM.
Q: Is this account approved by CBN?
A: Yes, it is approved by CBN
Q: Is it fully working as the normal account with debit card?
A: Yes, it is fully functional like a normal account with debit card.
Q: What are the features and benefits?
A: Benefits of this account include:
Q: Thinking of opening an account, however what package does your Bank have to offer to a starting SME like me?
A: This account is not for SMEs. It is a personal account.
Q: How do I know it is secure?
A: This account is operated with secured 4-digit pin and transaction password created while opening the account. The pin which is only known to the account holder is required for every transaction on the account.
Q: Can I open a mobile app with this account?
A: No, it cannot be opened on mobile app, but the account is operated with *329# which has the functionalities of the mobile app.
Q: Is this account applicable to foreign numbers?
A: No, it is not applicable to foreign numbers
Q: How can I view my confirmed account details?
A: You can view your account details by dialing *329#
Q: Can I open a current account with the USSD code?
A: This is not available now. It will be communicated once implemented.
Q: What's the difference between an Easy account and the one opened in the Bank?
A: There is no difference in operation, however, the account number is your phone number
Q: What kind of transaction can be made with this account?
A: You can do the following transactions
Q: Is there a transfer limit?
A: You can transfer a maximum of N20,000 per transaction and maximum of N300,000 per day.
Q: How much can I put in the account?
A: You can deposit up to N300,000 daily with single deposit limit of N50,000.
Q: Can I make transfers immediately after opening the account?
A: Yes, you can make transfers immediately after opening the account.
Q: I got an error message when I tried making transfer. What should I do?
A: Please read the error message to understand the issue and try again. If it persists, kindly call customer care on 01-2798800 or 07003290000.
Q: Is my phone number also my account number?
A: Yes, but without the first "0"