Premium Salary Plus loan provides confirmed staff of commercial organizations more usable funds. The employee’s organization must have been rated on Moody’s with a minimum BB- rating, employees interested in the product must be eligible for minimum loan amount of 2,000,000.


  • Minimum loan amount - N2 Million
  • Maximum tenure - 60 Months
  • Minimum tenure - 12 Months
  • Management fee - 1% flat upfront (0.5% for top-up loan)
  • Collateral - Domiciliation of salary, terminal benefits and other allowances
  • Insurance fee - 0.9%*loan amount*tenure (in years)

***Terms and conditions apply