FCMB Agent banking started in year 2014 with a revamped solution introduced in May 2017. The Agent Banking consists of a total of 1685 agents as of 31st May 2021.

Agent Banking is a simple user friendly and cost-effective way of providing secured light banking services such as Cash deposit, Cash withdrawal, Fund transfer, Bill’s payment, Airtime Recharge, BVN etc. to groups of people in a community, employing known and trusted existing retail business outlets in the same community.

It is a cost-effective solution designed to provide financial access to the unbanked and underbanked population.

Agent banking ‘outlets’ act as the locations where the un-banked or under-served persons transact. These outlets are owned by an individual or entity who will offer payment services to the customer and by doing so earn transactional income for the services they offer.

We have a total of 1685 agents as of 31st May 2021. The following transactions can be carried out at any of our agent locations:

  • Account Opening
  • Instant Card Issuance
  • Cash Deposit
  • Cash Withdrawal
  • Funds Transfer
  • Airtime Recharge
  • Bills Payment
  • BVN Enrolment
  • PIN Change etc.


Agent Banking Locations

BVN Enabled Agent Bankers