FCMB AfriGo Debit Card

The AfriGo Debit Card is Nigeria’s national domestic card, powered by NIBSS. It aims to promote a cashless society, boost financial inclusion, improve transaction efficiency, and support the growth of the Nigerian financial market.

Features and Benefits

• Naira Denominated - Transactions are processed in Naira, helping you manage your expenses locally.
• Enhanced Security - EMV-compliant technology ensures top-level protection for your transactions.
• Flexible Payments - Use your card at ATMs and POS terminals across Nigeria, with 24/7 access to your funds.
• Reward System - Earn exciting rewards and bonuses as you make transactions.
• Fast Transaction Processing - Enjoy quick and smooth transactions, wherever you are

Transaction Limits

FAQs

1. What is an AfriGo Card?

   What is an AfriGo Card? The AfriGo Debit Card is Nigeria’s national domestic card, powered by NIBSS. It aims to promote a cashless society, boost financial inclusion, improve transaction efficiency, and support the growth of the Nigerian financial market.

2. What are the key features of the AfriGo card?

   Denominated in Naira.
   Enhanced security with EMV compliance.
   Accepted at ATMs and POS terminals nationwide.
   24/7 easy access to your funds.
   Attractive rewards program.
   Fast, seamless transaction processing.

3. What benefits do I get from using the AfriGo card?

   As an AfriGo cardholder, you’ll enjoy enhanced security, smoother transactions, flexible payment options, a rewarding experience, and cost-effective service.

4. How does the AfriGo Debit Card compare to other cards?

   The AfriGo card offers features similar to Verve cards but is specifically tailored for the Nigerian market, regulated by local banking authorities to support domestic transactions.

5. How much does it cost to get an AfriGo Debit Card?

   The AfriGo Debit Card costs N1,000 plus an additional N75 VAT.

6. How can I get my AfriGo Debit Card?

   Visit any of our branches or contact customer service to request an AfriGo card. You’ll soon be able to request the card through the FCMB Mobile App as well.

7. Which accounts can I link to my AfriGo Debit Card?

   You can link your AfriGo card to either a Savings or Current account.

8. How do I activate my AfriGo Debit Card?

   There are three ways to activate your card:

   ATM Activation: Insert the card, select “New card? Select PIN,” enter a default 4-digit PIN, generate an OTP, and enter the OTP to confirm PIN setup.

   FCMB Mobile App: Log in to the app, navigate to the Cards menu, select Card Activation, and set up a 4-digit PIN.

   Branch Activation: Visit an FCMB branch to activate the card using the Twig POS.

9. What are the transaction fees for the AfriGo Debit Card?

   ATM withdrawals from other banks’ ATMs are free for the first 3 withdrawals, after which a fee of N35 applies.

10. What are the transaction limits for the AfriGo card?

    Daily ATM Withdrawal Limit: N40,000

    Daily POS Limit: N1,000,000

    Daily Online/Web Limit: N1,000,000

    ATM transfer Limit: 500,000

11. Can I use my AfriGo Debit Card for international transactions?

    No, the AfriGo card is only for domestic transactions within Nigeria.

12. Can I use my AfriGo Debit Card to make payments at ATMs, POS terminals, and online?

    Yes, the AfriGo card works for ATM and POS transactions. Online payments will be available soon.

13. What should I do if I lose my card or if it's stolen?

    Block your card immediately using the FCMB Mobile app.

    Call our customer service on 07003290000 or customerservice@fcmb.com for further assistance.