The FCMB Naira Verve Card is a naira denominated debit card which can be used for ATM cash withdrawals, bills payments and purchases/payments for goods and services online or via POS terminals only in Nigeria.

The FCMB Naira Verve Debit card is linked online, real-time to your Current or Savings account. Therefore, issued to only customers of the Bank. The Gold Verve Card is targeted to corporate customers of the Bank while the Classic variant is available to all individual account holders.


  • Verve Card Classic
  • Verve Card Gold
  • Flexx Youth Card
  • Verve Kiddies Card
  • Verve Utility Card
  • Mastercard Utility Card
  • Mastercard Flexx Card


Acceptability: The FCMB Naira Verve Card is a payment solution used for making cash withdrawals, purchases and payments of goods and services only in Nigeria.

Convenience: With your FCMB cards, you can shop online from local merchant websites such as Jumia and get the goods delivered at your door step. You can pay school fees, bills (subscriptions - DStv/GOtv, Netflix; internet connections etc.)

Safety: The Debit Cards have security features such as Chip and PIN technology which guards against unauthorized transactions. These cards also use an additional verification feature for web (online) transactions such as One-Time Password (OTP).

Accessibility: FCMB Debit cards are issued instantly at various FCMB Branches nationwide. It provides you online, realtime access to your Current or Savings account.

*Card is valid for 3 years.




Local ATM daily withdrawals


Local POS & Online daily transactions