We are a full service banking group with a focus on retail, commercial and investment banking.  Our customer promise is to offer simple products, be reliable and supportive. We distinguish ourselves by our extraordinary people and culture: a customer-focused and performance-driven environment.

Our unique retail lending capabilities enable us to offer valued services to millions of under-served Nigerians directly and indirectly, whilst supporting our portfolio diversification objectives to deliver sustainable growth. Our investment banking and transaction banking services further stand us apart as a bank for companies, doing business within and with Nigeria, that are in need of value-adding solutions. The combination of our geographic focus (broadly Africa and primarily Nigeria), distinctive capabilities and culture provide us with the critical elements for sustained growth and the competitiveness to fulfil our mission.