Workplace Banking That Works for You

At FCMB, we believe your money should work just as hard as you do. That’s why we created Workplace Banking—an exclusive banking experience delivered straight to your office.

Enjoy a suite of tailored financial offerings like flexible loans with competitive rates, personalised financial advice, and smart digital tools to help you manage your money with ease. Whether you’re planning for the future or powering through the present, FCMB gives you the edge—conveniently, securely, and stress-free.

Our Offerings

  • FCMB Salary Accounts
  • FCMB Salary Loans
  • FCMB Payroll Management
  • FCMB Asset Management Solutions

Salary Accounts Built Around You

FCMB Salary Savings Account
Get seamless salary payments, exclusive perks, and tailored banking services—designed with your lifestyle in mind. Learn More

FCMB Salary Current Account
Enjoy smooth salary access, loan opportunities, and everyday convenience, all in one account. Learn More

Salary Loans with Flexibility & Speed

Quick, accessible, and affordable loans for your financial needs — when you need them most.

  • Salary Plus Loan – Short/medium-term funding before payday. Learn More
  • Salary Plus Top-Up – Boost your existing loan if you meet prequalification. Learn More
  • Fast Cash – Instant, paperless loans. No collateral. Learn More
  • Premium Salary Plus Loan – Access higher loan amounts as confirmed staff. Learn More
  • Cash Backed Loan – Use your investment as security to access credit. Learn More
  • Auto Loan – Drive your dream car now, pay over time. Learn More
  • Home Loan – Buy or leverage your home for extra cash. Learn More
  • Credit Cards – Live freely. Spend securely. Learn More
  • Direct Deduct Salary Loan Designed for federal and state civil servants who can't switch salary accounts.

Benefits:

  • Fast access to up to ₦5M
  • No collateral or guarantor
  • Up to 24 months repayment

Simplify Payroll. Empower Your Team.

FCMB Payroll Management
Run your payroll with ease using our efficient, secure portal tailored for business needs. Learn More

Smart Investing for a Stronger Future

FCMB Pensions Management
Reliable retirement planning with expert support every step of the way. Learn More

FCMB Asset Management
Diversified investment solutions to grow and protect your wealth. Learn More